Calculate whether your Canadian mortgage passes the OSFI B-20 stress test. Borrowers must qualify at the higher of 5.25% or the contract rate plus 2%. Determines the maximum insured and uninsured mortgage amount.
Enter the values for the scenario you are assessing. Calculate whether your Canadian mortgage passes the OSFI B-20 stress test. Borrowers must qualify at the higher of 5.25% or the contract rate plus 2%. Determines the maximum insured and uninsured mortgage amount. Use the canada stress test result to inform your calculation.