At what income does OAS start to be clawed back?

In 2024, OAS is reduced at a rate of 15 cents per dollar of net income above $86,912. The exact full elimination threshold depends on the individual's OAS amount.

Can I avoid OAS clawback?

Strategies include income splitting with a spouse, deferring OAS to age 70, contributing to RRSPs to reduce net income, and managing capital gains realization.

Canada OAS Clawback Income Threshold Calculator

Determine how much Old Age Security (OAS) is recovered via the pension recovery tax when net world income exceeds $86,912 in 2024, with OAS fully eliminated at approximately $141,917 for a standard recipient.

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Annual Rate (%)

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Compounding / Year

$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.

How to Use

Enter the values for the scenario you are assessing. Determine how much Old Age Security (OAS) is recovered via the pension recovery tax when net world income exceeds $86,912 in 2024, with OAS fully eliminated at approximately $141,917 for a standard recipient. Use the canada oas clawback result to inform your calculation.

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Frequently Asked Questions

At what income does OAS start to be clawed back?

Can I avoid OAS clawback?