Calculate DSCR as NOI / Annual Debt Service. Lenders typically require DSCR ≥ 1.20–1.25 for commercial loans. Shows cushion between income and mortgage obligations.
Enter the values for the scenario you are assessing. Calculate DSCR as NOI / Annual Debt Service. Lenders typically require DSCR ≥ 1.20–1.25 for commercial loans. Shows cushion between income and mortgage obligations. Use the dscr calculator result to inform your calculation.