How are AGIRC-ARRCO points converted to pension income?

Annual pension from complementary scheme equals total accumulated points multiplied by the current point value, which is €1.4266 in 2024, indexed annually.

When is the AGIRC-ARRCO sustainable pension bonus eliminated?

The bonus for deferring beyond full-rate retirement age (+10% for 2 extra years) ends after 1 year of service per the 2019 reform. The malus for early retirement also applies for 3 years.

France AGIRC-ARRCO Complementary Pension Points Calculator

Calculate AGIRC-ARRCO complementary retirement points earned per year based on salary, contribution rate (7.87% tranche 1, 21.59% tranche 2), and current point value to project retirement income.

Use the full interactive calculator below, or

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Frequently Asked Questions

How are AGIRC-ARRCO points converted to pension income?

When is the AGIRC-ARRCO sustainable pension bonus eliminated?