Government Pension Offset (GPO) Impact Calculator

Determine how the GPO reduces spousal or survivor Social Security benefits when you receive a government pension from non-covered employment, applying the two-thirds offset rule.

Principal ($)
Annual Rate (%)
Years
Compounding / Year
$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.
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How It Works

Determine how the GPO reduces spousal or survivor Social Security benefits when you receive a government pension from non-covered employment, applying the two-thirds offset rule

Each component has a specific meaning:

  • Non-covered employment — The non-covered employment recorded for the scenario being assessed.
  • Applying the two-thirds offset rule — The applying the two-thirds offset rule recorded for the scenario being assessed.

Note: Interpret the gpo impact result against the thresholds and context described above.

How to Use

Enter the non-covered employment, applying the two-thirds offset rule for the scenario you are assessing. Determine how the GPO reduces spousal or survivor Social Security benefits when you receive a government pension from non-covered employment, applying the two-thirds offset rule. Use the gpo impact result to inform your calculation.

Frequently Asked Questions