What is the difference between LLCR and PLCR?

LLCR covers the loan life period, measuring cash flow vs. debt over the loan tenor. PLCR covers the entire project life (including post-debt periods), giving lenders a view of total project value cushion.

What LLCR is typically required?

Project finance senior lenders typically require LLCR of 1.30-1.50x. The higher the LLCR, the more cushion above the debt obligation. Infrastructure projects with contracted revenues can justify lower LLCR requirements.

LLCR & PLCR Project Finance Calculator

Calculate Loan Life Coverage Ratio (LLCR) and Project Life Coverage Ratio (PLCR) for infrastructure and project finance. These metrics measure NPV of future cash flows available for debt service relative to outstanding debt.

Principal ($)

Annual Rate (%)

Years

Compounding / Year

$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.

How to Use

Enter the values for the scenario you are assessing. Calculate Loan Life Coverage Ratio (LLCR) and Project Life Coverage Ratio (PLCR) for infrastructure and project finance. These metrics measure NPV of future cash flows available for debt service relative to outstanding debt. Use the llcr & plcr result to inform your calculation.

LLCR & PLCR Project Finance Calculator

How to Use

Frequently Asked Questions

What is the difference between LLCR and PLCR?

What LLCR is typically required?