Netherlands Mortgage Interest Deduction (Hypotheekrenteaftrek) Calculator

Calculate Dutch mortgage interest deduction under the phase-down regime, now capped at the basic 36.97% rate for all taxpayers regardless of income, and estimate net after-tax mortgage cost.

Principal ($)
Annual Rate (%)
Years
Compounding / Year
$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.
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How to Use

Enter the values for the scenario you are assessing. Calculate Dutch mortgage interest deduction under the phase-down regime, now capped at the basic 36.97% rate for all taxpayers regardless of income, and estimate net after-tax mortgage cost. Use the netherlands mortgage deduction result to inform your calculation.

Frequently Asked Questions