Required Minimum Distribution (RMD) Calculator

Calculate your annual RMD from traditional IRAs, 401(k)s, and inherited IRAs. RMD = Account Balance (Dec 31) divided by IRS Uniform Lifetime Table factor for your age.

Principal ($)
Annual Rate (%)
Years
Compounding / Year
$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.
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How It Works

Calculate your annual RMD from traditional IRAs, 401(k)s, and inherited IRAs. RMD = Account Balance (Dec 31) divided by IRS Uniform Lifetime Table factor for your age

Each component has a specific meaning:

  • Traditional IRAs — The traditional iras recorded for the scenario being assessed.
  • 401s — The 401s recorded for the scenario being assessed.
  • Inherited IRAs — The inherited iras recorded for the scenario being assessed.

Note: Interpret the rmd calculator result against the thresholds and context described above.

How to Use

Enter the traditional IRAs, 401s, inherited IRAs for the scenario you are assessing. Calculate your annual RMD from traditional IRAs, 401(k)s, and inherited IRAs. RMD = Account Balance (Dec 31) divided by IRS Uniform Lifetime Table factor for your age. Use the rmd calculator result to inform your calculation.

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Frequently Asked Questions