Determine your 2024 Roth IRA contribution limit based on MAGI. Phase-out: $146,000–$161,000 (single); $230,000–$240,000 (MFJ). Max contribution: $7,000 ($8,000 if 50+).
Use the full interactive calculator below, or
IRA Deduction Phase-Out
Finance & Accounting
Backdoor Roth Conversion
Roth vs Traditional IRA