Australia Superannuation Pension Phase Tax Calculator

Calculate tax benefits of moving Australian super to pension phase. Accumulation: 15% tax on earnings. Pension phase: 0% tax on earnings and income up to Transfer Balance Cap ($1.9m in 2024-25). Shows tax saving from pension phase.

Principal ($)
Annual Rate (%)
Years
Compounding / Year
$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.
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How It Works

Calculate tax benefits of moving Australian super to pension phase. Accumulation: 15% tax on earnings. Pension phase: 0% tax on earnings and income up to Transfer Balance Cap ($1.9m in 2024-25). Shows tax saving from pension phase

Each component has a specific meaning:

  • Pension phase — The pension phase recorded for the scenario being assessed.

Note: Interpret the super pension phase tax result against the thresholds and context described above.

How to Use

Enter the pension phase for the scenario you are assessing. Calculate tax benefits of moving Australian super to pension phase. Accumulation: 15% tax on earnings. Pension phase: 0% tax on earnings and income up to Transfer Balance Cap ($1.9m in 2024-25). Shows tax saving from pension phase. Use the super pension phase tax result to inform your calculation.

Frequently Asked Questions