UK Help to Buy Equity Loan Calculator

Calculate your UK Help to Buy equity loan amount and monthly repayments. The government lends up to 20% (40% in London) of a new-build home's value interest-free for the first 5 years, then charges 1.75% in year 6, rising annually by RPI + 1%.

Principal ($)
Annual Rate (%)
Years
Compounding / Year
$ Finance Disclaimer: These calculators are for educational and illustrative purposes only. Results do not constitute financial advice. Consult a licensed financial advisor before making investment or borrowing decisions.
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How to Use

Enter the values for the scenario you are assessing. Calculate your UK Help to Buy equity loan amount and monthly repayments. The government lends up to 20% (40% in London) of a new-build home's value interest-free for the first 5 years, then charges 1.75% in year 6, rising annually by RPI + 1%. Use the uk help to buy result to inform your calculation.

Frequently Asked Questions