What are the 2024 long-term capital gains tax rates?

0% for income up to $47,025 (single) / $94,050 (MFJ); 15% up to $518,900 (single) / $583,750 (MFJ); 20% above. Qualified dividends are taxed at the same rates.

What is the holding period for long-term treatment?

Assets held more than one year qualify for long-term capital gains rates. Assets held one year or less are short-term, taxed as ordinary income at your marginal rate.

How does the 0% capital gains rate work?

If your taxable income (including capital gains) falls within the 0% bracket, those gains are tax-free. Strategic realization of gains during low-income years can result in zero capital gains tax.

What is tax-loss harvesting?

Selling investments at a loss to offset capital gains. Losses first offset gains of the same type, then can offset $3,000 of ordinary income per year. Excess losses carry forward indefinitely.

Do capital gains affect my tax bracket?

Capital gains stack on top of ordinary income and can push ordinary income into higher brackets. However, capital gains themselves are taxed at the preferential LTCG rate.

US Long-Term Capital Gains Tax Rate Calculator 2024

Calculate US long-term capital gains tax. Rates: 0% (income up to $47,025 single/$94,050 MFJ), 15% (up to $518,900 single), 20% above. Plus 3.8% NIIT for high earners.

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Frequently Asked Questions

What are the 2024 long-term capital gains tax rates?

What is the holding period for long-term treatment?

How does the 0% capital gains rate work?

What is tax-loss harvesting?

Do capital gains affect my tax bracket?