What is the difference between APY and APR in DeFi?

APR is the simple annual rate without compounding. APY includes compounding and is always higher than APR. DeFi protocols advertise APY to make yields look more attractive.

How do I convert APY to APR?

APR = n × ((1 + APY)^(1/n) - 1), where n is the number of compounding periods per year. For daily compounding (n=365), APR is noticeably lower than advertised APY.

DeFi APY to APR Converter

Convert between Annual Percentage Yield (APY) and Annual Percentage Rate (APR) for DeFi protocols. Understand the effect of compounding frequency on your real yield.

Networking

Algorithms

Binary & Number

Systems

Dev Metrics

IP Subnet Calculator

IP Address

CIDR Prefix

Network

192.168.1.0

Broadcast

192.168.1.255

Subnet Mask

255.255.255.0

First Host

192.168.1.1

Last Host

192.168.1.254

Usable Hosts

254

Binary breakdown:

IP: 11000000.10101000.00000001.00000000

Mask: 11111111.11111111.11111111.00000000

Net: 11000000.10101000.00000001.00000000

How to Use

Enter the values for the patient or scenario you are assessing. Convert between Annual Percentage Yield (APY) and Annual Percentage Rate (APR) for DeFi protocols. Understand the effect of compounding frequency on your real yield. Use the apy to apr result to inform your clinical assessment.

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