Credit Cycle Position Indicator

Assess where the economy stands in the credit cycle using credit-to-GDP gap, leverage ratios, and debt service capacity. Identify early warning signs of financial instability.

 
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Physical Constants Reference
ConstantSymbolValue
Speed of lightc2.99792458×10⁸
Planck's constanth6.62607015×10⁻³‴
Boltzmann constant1.380649×10⁻²³
Avogadro's numberNₐ6.02214076×10²³
Gravitational constantG6.6743×10⁻¹¹
Gas constantR8.31446
Elementary chargee1.602176634×10⁻¹⁹
Electron massmₑ9.1093837015×10⁻³¹
Proton massmₚ1.67262192369×10⁻²⁷
Fine-structure constantα7.2973525693×10⁻³
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How It Works

Assess where the economy stands in the credit cycle using credit-to-GDP gap, leverage ratios, and debt service capacity. Identify early warning signs of financial instability

Each component has a specific meaning:

  • Credit-to-GDP gap — The credit-to-gdp gap recorded for the patient or scenario being assessed.
  • Leverage ratios — The leverage ratios recorded for the patient or scenario being assessed.
  • Debt service capacity — The debt service capacity recorded for the patient or scenario being assessed.

Note: Interpret the credit cycle result against the clinical thresholds and context described above.

How to Use

Enter the credit-to-GDP gap, leverage ratios, debt service capacity for the patient or scenario you are assessing. Assess where the economy stands in the credit cycle using credit-to-GDP gap, leverage ratios, and debt service capacity. Identify early warning signs of financial instability. Use the credit cycle result to inform your clinical assessment.

Frequently Asked Questions